The system of record for mortgage capital markets. One live, loan-level source of truth powering every decision, driven by agentic intelligence.
request demoThey can't, at least not loan by loan. Legacy tech reports leakage in gross, estimated terms because that's all a patchwork of systems allows. Polly attributes every basis point to a stage and a driver, from rate lock through settlement, so you see exactly what was given away, and why.
More than most legacy vendors will admit. When pricing depends on rate sheet cycles and batch recalculation, every intraday move opens a window where loans lock at a stale price. Polly prices in real time, so your pricing moves the moment the market does.
The fear of switching pricing engines is the incumbent's best retention strategy. But every month on legacy tech carries its own cost: concessions you can't trace, exceptions you can't see, and margin that quietly compounds away. Polly gets lenders live in a matter of weeks, so the leak stops sooner.
AI layered on legacy architecture inherits the batch cycles, data seams, and processing limits underneath it. It can make an old workflow faster, but it can't make it smarter than the data it sits on. Polly's patented agentic AI runs on a single, modern data foundation, so it catches leaks as they happen, not after the fact.