API SUITE

The next-generation engine behind your tech stack.

Every rate, eligibility decision, and lock in Polly's mortgage pricing engine is available through our seamless loan service API suite.

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One engine, every channel. Nothing drifts, nothing to reconcile.

Hover over any capability to see what Polly's APIs unlock.

ANSWERS, NOT JUST RATES

ANSWERS, NOT JUST RATES

Ineligible products return the exact disqualifiers, so you know what it takes to qualify.

MULTI-PRODUCT, ONE CALL

MULTI-PRODUCT, ONE CALL

Evaluate Conventional, FHA, VA, Non-QM, HELOC, and more in a single request.

LOCK MANAGEMENT

LOCK MANAGEMENT

Submit and retrieve locks programmatically, with no re-keying.

EMBEDDED PRICER

EMBEDDED PRICER

The full Polly pricing experience inside your LOS, POS, or portal of choice.

EVENT WEBHOOKS

EVENT WEBHOOKS

Subscribe to events and react in real time, fully self-managed.

MI QUOTES

MI QUOTES

Request and retrieve mortgage insurance quotes inside your pricing flow.

HISTORICAL PRICING

HISTORICAL PRICING

Re-run past scenarios to analyze margins and competitiveness over time.

USE CASES

Embed Polly's precision pricing anywhere the work happens.

The same products, pricing, and eligibility rules your company uses, embedded wherever your borrowers, loan officers, and partners work.

Use case

Live Website Rates

Show real, current rates from actual pricing instead of a rate table someone updates by hand.

Use case

Custom LOS + POS

Wire Polly pricing into home-grown or heavily customized origination systems on your own terms.

Use case

Borrower + Broker Portals

Give borrowers and TPO partners self-serve pricing inside the experience you've already built.

Use case

Opportunity Mining

Run scenarios against CRM or servicing data to find refinance candidates and reach them first.

As Seen on HousingWire

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THE COST OF INACTION

Standing still has a price.

Every system running its own pricing is a rate that can drift and a borrower you cannot answer.

LEGACY TECH

Rate tables on your website get updated by hand

Pricing drifts between your website, portal, CRM, and LOS

A separate call for every product type

An ineligible result is a dead end

Locks get re-keyed into systems of record

Systems poll for changes on a schedule

#ALONGCAMEPOLLY

Live rates pull straight from your actual pricing

Every channel prices from the same engine as your lock desk

Conventional, FHA, VA, Non-QM, HELOC, and any other product in one request

Ineligible results come with the exact disqualifiers

Locks flow into your systems automatically

Webhooks push events the moment they happen

Change management, handled.

Powered by AI automation, Polly operates a proven implementation process to get your team live without disruption and accelerate time-to-value.

DISCOVERY

Scope your use cases and the capabilities to enable.

SANDBOX

Build and test against a sandbox before go-live.

CREDENTIALS

Secure access with OAuth 2.0 and dedicated integrator credentials.

GO LIVE

Launch, then enable more capabilities as your use cases grow.

FAQs

The questions worth asking.

Is this the same engine as the Polly app?

Yes. The API runs on the same engine behind Polly's own application and our LOS and POS integrations, so every channel gets the same products, pricing, and eligibility rules your lock desk uses.

How is the API packaged?

The Polly API is a single platform offering. You enable the capabilities your integration needs and add more as your use cases grow.

Does my technology provider already integrate with Polly?

Leading LOS, POS, and CRM platforms build on the same API. If your provider already integrates with Polly, you can launch faster on a proven connection. If you're a technology provider, you can offer your lender clients Polly pricing inside your product.

Can we test before going live?

Yes. Sandbox environments let you build and test your integration before go-live, with dedicated credentials for each integrator.

Ready when you are

Get Polly pricing, anywhere.

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