Wilqo, operator of the industry's first production optimization platform (POP), Charlie, today announced its API integration with Polly, the leading provider of innovative mortgage capital markets technology and operator of the industry's first cloud‑native, commercially scalable product and pricing engine (PPE). With both companies' architectures grounded in the most sophisticated and state‑of‑the‑art cloud technologies, this highly anticipated partnership allows mutual clients to optimize operations and streamline end‑user workflows across both primary components of their mortgage tech stack.

Wilqo has combined cutting‑edge technology and a customer‑centric ethos to revolutionize the lending process, maximizing throughput while significantly reducing lenders' cost per closed loan. Charlie is a unified and intuitive platform that combines point‑of‑sale (POS), loan origination, task management, and business intelligence to break down the loan manufacturing process into atomic, distinct tasks and delivers real‑time, actionable insight into lender profitability. These tasks can either complete automatically or be queued to appropriately skilled staff, ensuring both accuracy and efficiency. The bi‑directional integration will embed Polly's leading‑edge product, pricing, and eligibility engine directly into Charlie.

Having revolutionized mortgage capital markets, Polly represents a significant paradigm shift from the monolithic pricing solutions that once dominated the industry. Purpose‑built in the cloud and for the cloud, Polly's agile platform can respond swiftly to emerging trends, compliance regulations, and other real‑time market fluctuations. The platform's flexibility, functional depth, and versatility—combined with an unrivaled pace of innovation—continues to drive strong value and ROI across its users' margin, product, workflow, and competitive strategies.

"By partnering with other mortgage providers that embrace modern technologies, we can collectively continue to propel the industry forward," explained Adam Carmel, Founder and CEO of Polly. "We are excited to partner with the Wilqo team to create greater ROI and value, and further empower our mutual customers."

"Our vision is perfectly aligned with Polly's forward‑thinking approach as we develop and bring new innovations to market," added Lance Reese, CEO of Wilqo. "This initial phase of partnership is only the beginning of how Polly and Wilqo will work together to create flexible solutions that are finely tuned to the dynamic and evolving needs of today's lender. We look forward to continuing this collaboration and expanding our transformative impact with Polly."

Wilqo delivers a modern solution for lenders wanting to optimize throughput, ensure accuracy, and close more loans, all while providing a transparent and simple process for their borrowers, partners, and staff. Our cloud‑native Production Optimization Platform (POP) breaks the lending process down to discrete tasks at the atomic level for each loan. We automate every step in the loan manufacturing process, prioritize those activities that need human intervention, and provide actionable insights into where lenders are making (or losing) money across the entire enterprise. The result: a better experience for everyone + a lower cost to produce a closed loan.

Wilqo was founded by mortgage industry insiders who have worked with the technical constraints faced by lenders for decades.