The Polly/Loan Trading Exchange drives business
time saved daily on loan trading and settlement
increased monthly gain-on-sale when used with the Polly PPE
accessible via the Exchange in real time, free of charge
Commit Loans Faster and Smarter
Sell loans with confidence using automated best execution and commitment optimization, and benefit from full transparency and increased efficiencies throughout the sale and settlement cycle.
When connected to an LOS, Polly Exchange will automatically detect when loans are eligible for sale. Every day, the right loans are ready to go when you need them.
Advanced bidding rules
An innovative rule system applies business logic to ensure loans are never sold to the wrong investor and that hit rates are optimized. Create custom investor eligibility with a code-free rule editor.
One-click bid tape
Send loans to all investors with automatically filtered bid tapes based on eligibility, in a single click. Never sell a loan which an investor cannot purchase.
Best Execution Bids
True bid comparisons
Identify best execution bids with advanced filters, sorting, and automated last-look functionality. Choose from a best execution or preferred investor point of view to maximize gain on sale.
All-in agency pricing
All-in pricing automatically incorporates live base pricing, LLPAs, per-loan servicing valuations, de minimis pay ups, and spec/pay ups to ensure the true best execution and up-to-the-minute base pricing.
TBA benchmarking enables real-time, market-based decisions as the bond market fluctuates. Aggregators can float bids to a TBA so that as the market moves, so does the bid.
Polly Market Commit
Take down agency commitments, allocate into forwards, and sell loans to aggregators with a single click. Lock down an entire pipeline efficiently before the market moves.
Create a detailed snapshot of the day's commitment in a single view to identify and optimize best execution across all commitments. Pinpoint crucial decisions with execution and optimization across all commitments.
Utilize our auto-generated custom commitments optimized around spec/pay ups, or create and compare against custom commitments for maximum flexibility. Automatically price loans based on new commitment designs and compare pricing against best execution.
Stacking and ULDDs
Leverage Polly’s robotic process automation to generate investor-specific packages and ULDDs without changing any systems.
Autonomously log into investor portals and upload documents in record time. No matter how many clicks on a page, loans are uploaded without human interaction.
Save valuable time and money by sharing real-time loan sale data with warehouse banks.
Integration and APIs
Capture sale data to provide a seamless path from loan to hedge. Take advantage of automated reports and a two-way data sync between systems.
Deep LOS features
Collect and transfer loan information, and automate delivery with minimal friction to end customers and support teams.
Optimize Your Execution, Today
Partner with preferred mortgage industry investors and lenders in a matter of clicks.
Guaranteed best execution
Data-driven insights and best-in-class loan trading tools maximize margins.
IMPLEMENT with ease
Let Polly do the work. Multiple turnkey integrations are readily available and implementation is made easy with no coding required.